FAQs

Get answers to our frequently asked questions

General

You can open an investment account in minutes via the InvestNow App (available on Google Play and iOS) or through the web platform at investnow.ng.

Simply sign up, complete your KYC, and fund your account to begin investing.

You can monitor your investment performance via the InvestNow web platform:

  • Log in to your InvestNow account.
  • On the left menu, click Statement.
  • Select Cash Statement (for inflows/outflows) or Portfolio Statement (for holdings and dividends).
  • Choose your date range and submit.

Monthly statements are also emailed to all clients.

Statements are accessible anytime through the InvestNow web platform. You can also refer to the InvestNow FAQs (insert link to InvestNow FAQs page) for step-by-step guidance.

If you do not receive your monthly statement by email, kindly check your spam/junk folder. If still unavailable, send a request to customerservice@unitedcapitalplcgroup.com.

Naira and Dollar investments typically reflect within 24–48 business hours after funds are received. You can confirm the status via your portfolio statement on InvestNow.

Withdrawals (liquidations) can be initiated via the InvestNow App or Web.

Delays may occur due to public holidays, incomplete KYC, or incorrect bank details.

Send an email to customerservice@unitedcapitalplcgroup.com to request an update form. Complete the form and return it with a valid ID and proof of account.

All applicable fees are already netted off returns. This means that no additional deductions are made from the returns shown on InvestNow.

United Capital Asset Management offers a range of mutual funds to suit different investor goals and risk appetites:

  • Money Market Fund
  • Equity Fund
  • Balanced Fund
  • Eurobond Fund
  • Global Fixed Income Fund
  • Wealth for Women Fund
  • Stable Income Fund
  • Children’s Investment Fund
  • Sukuk Fund
  • Fixed Income Fund

Fund Specifc FAQs

Money Market

The minimum amount you can invest is ₦10,000.

Interest is accrued daily, compounded, and reflected in your account. Dividends are paid quarterly.

Yes, you can. However, there’s a 14-day holding period.
Withdrawals before this period attracts a 10% penalty on the accrued interest of the amount withdrawn.

Returns vary depending on market conditions.

Equity Fund

This fund is designed for long-term investing (3–5 years minimum).

Returns are market-driven, which means they can fluctuate. However, they tend to offer higher potential returns over time.

Yes, you can. However, a long-term holding is recommended to get the best value from your investment.

Eurobond

The Eurobond Fund is denominated in USD.

You can invest through a USD transfer.

The minimum amount required is $1,000.

Returns are typically reinvested, but you can request to have them paid out if you prefer.

Wealth for Women Fund

It’s a mutual fund created to help women build long-term wealth through a mix of fixed-income and equity investments. It also encourages women to save toward retirement.

While the fund is tailored for women, anyone can invest in it to support a socially impactful, female-focused initiative.

The minimum investment amount is ₦10,000.

It is recommended for long-term investors, depending on personal financial goals.

Yes, you can. Redemptions are processed within 24 business hours.

Withdrawals before the 90-day holding period attract a penalty, and early exits may reduce your return potential.

Download the InvestNow App (Google Play or App Store) or visit the web platform. Alternatively, click here to open an account.

Balanced Fund

The fund invests in a mix of equities and fixed-income securities for balanced growth.

It’s designed for a medium to long-term period (2–4 years).

Stable Income Fund

It’s an open-ended, Naira-denominated mutual fund that invests in a diversified mix of money market and fixed-income securities, including government and corporate bonds. It offers low-risk, stable returns while preserving capital.

The fund is open to Qualified Institutional Investors and High Net Worth Individuals (HNIs) as defined by the SEC.

You can start with a minimum of ₦50,000,000, with ₦10,000,000 for subsequent subscriptions.

It is designed for medium to long-term investing, ideal for those seeking stable growth.

Returns (dividends) are distributed annually.

Yes, redemptions can be made anytime and are processed within 24 business hours.

Yes. Withdrawals before the 30-day holding period attract penalties.

It is managed by professional portfolio managers who use in-depth research and market insights to optimize performance.

Download the InvestNow App (Google Play or App Store) or visit the web platform.
Alternatively, click here to open an account.

United Capital Asset Management is registered and regulated by the Securities and Exchange Commission, Nigeria.

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